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A wet floor at a casino. A shuttle that runs a red light on the way back to town. A guest the bar kept serving who then drives into oncoming traffic. Anywhere else in Texas, each of those is a negligence case against a business. When the business belongs to a tribe, the first question is different, and it is one word.

Sovereign. The Supreme Court has long recognized that Indian tribes possess “the common-law immunity from suit traditionally enjoyed by sovereign powers” (Santa Clara Pueblo, 1978). It is the same kind of shield the State of Texas and the United States carry, and the rule is short: “an Indian tribe is subject to suit only where Congress has authorized the suit or the tribe has waived its immunity” (Kiowa, 1998). The Court has refused to carve out a tribe’s businesses, on the reservation or off it, and a waiver has to be clear. It cannot be implied.

The Court has not pretended the shield is painless. It wrote in 1998 that immunity “can harm those who are unaware that they are dealing with a tribe, who do not know of tribal immunity, or who have no choice in the matter, as in the case of tort victims,” and it left the fix to Congress. In 2014 it declined again to cut the doctrine back, while noting that it had never decided whether immunity applies in the ordinary way when a tort victim has no other way to recover for a tribe’s off-reservation commercial conduct (Bay Mills, note 8).

In Texas. The state has three federally recognized tribes: the Alabama-Coushatta Tribe of Texas, the Kickapoo Traditional Tribe of Texas near Eagle Pass, and the Ysleta del Sur Pueblo in El Paso. Texas courts apply the rule as written. In 1997 an El Paso appeals court held that a tribe could not be sued over a crash that followed its casino’s service of a guest “past the point at which she became obviously intoxicated”: dram-shop suits serve a public purpose, but without a clear waiver by Congress or the tribe, immunity controlled. A federal court in East Texas dismissed a premises claim against a tribe and its gaming operation for the same reason.

Where the shield stops. The immunity belongs to the tribe. It is not a blanket over everyone who works for one. In a 2017 case from Connecticut, a limousine driver for a tribal gaming authority, carrying casino patrons home, hit a couple’s car from behind on Interstate 95. The couple sued the driver himself, and the Supreme Court held that “in a suit brought against a tribal employee in his individual capacity, the employee, not the tribe, is the real party in interest and the tribe’s sovereign immunity is not implicated.” The tribe’s promise to pay for its employee’s mistakes did not change the answer: an indemnification provision “cannot, as a matter of law, extend sovereign immunity to individual employees.”

So a case that starts at a casino does not always end at the casino’s door. The driver the bar kept serving can be sued like any other driver. An employee whose own negligence hurt someone can be sued in his own name. And where it happened matters, because Indian country has a federal definition that begins with “all land within the limits of any Indian reservation” (18 U.S.C. 1151). A crash on a state highway is not a fall on the casino floor.

What to do first. The ordinary steps, done faster: report the injury in writing and keep a copy, photograph the place and the injury, write down the names of the employees involved, and ask in writing whether the tribe has a claims process and what its deadline is. Some tribes run their own courts; the Kickapoo Traditional Tribe of Texas operates one that processes civil cases. The question of where a case can be heard comes before every other question, so it should be asked early.

Immunity is not a loophole. It is a shield, and every shield in the law has an edge. Qualified immunity, the subject of Immunity, has one for officers. Chapter 95 has two straps for property owners. The recreational use statute stops at gross negligence, which is where The Stand ends up. A tribe’s immunity stops at the tribe. The work in these cases is finding the person, the place, or the policy the shield does not cover.

Sovereign means the tribe cannot be sued without its consent or the consent of Congress. It does not mean that no one answers.

The law: Santa Clara Pueblo v. Martinez, 436 U.S. 49 (1978); Kiowa Tribe of Oklahoma v. Manufacturing Technologies, Inc., 523 U.S. 751 (1998); Michigan v. Bay Mills Indian Community, 572 U.S. 782 (2014) (note 8); Lewis v. Clarke, 581 U.S. 155 (2017); Holguin v. Ysleta del Sur Pueblo, 954 S.W.2d 843 (Tex. App. El Paso 1997); Jones v. Alabama-Coushatta Tribe of Texas, No. 9:20-CV-63 (E.D. Tex.); 18 U.S.C. 1151. The tribes: Bureau of Indian Affairs, list of recognized tribes, 91 Fed. Reg. 4102 (2026). General information, not legal advice.